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Planning to build your dream home? Optimise Finance specialises in land and construction finance for clients in Auckland and the Hibiscus Coast. Whether you’re buying a section in Milldale or building a new home in Matakana, we’ll guide you through the process—from pre-approval to staged drawdowns.
Construction loans are more complex than standard mortgages, with progress payments, inspection requirements, and tighter documentation. We make it simple by managing the process with your builder, lawyer, and bank. Our goal is to help you stay on budget, avoid delays, and complete your project with confidence.
We’ll walk you through the types of construction loans—turnkey, fixed-price, or cost-plus—and help ensure your builder’s contract meets lender requirements. We’ll also time your loan approvals to align with building milestones so funding is always available when needed.
As locals on the Hibiscus Coast, we know the development opportunities across Auckland’s fringe suburbs. Whether it’s a dream home or an investment build, Optimise Finance will help you make it happen.
How We Can Help
We simplify construction lending by liaising with builders, banks, and legal teams to keep your project on track. We’ll also tailor a finance strategy that works for your timeline and budget.
Next Steps
Planning to build? Let’s talk early. Book a free consultation with Optimise Finance and get expert advice on making your dream home a reality.
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